HO-6 (for condo owners) policies cover losses to your personal property from 17 types of perils:
-Fire or lightning
-Explosion
-vehicles
-theft
-volcanic eruption
-falling objects
-electrical surge damage
-damage by glass or safety-glazing material that is part of a building
-Windstorm or hail
-riot or civil commotion
-aircraft
-smoke
-vandalism or malicious mischief
-weight of ice, snow, or sleet
-water-related damage from home utilities |