Recent Posts

  1. Top Affordable Cars To Insure With Rideshare Insurance Coverage

    by esechrest

    Driving for Uber, Lyft or any other ridesharing company has increased in popularity over the past year. There are many benefits that come with driving for these companies like deciding when, where and how long you want to work. And it is a great way to either supplement your current income or use it as […]

  2. Understanding Your California Commercial Policy

    by esechrest

    For small business owners without specialized risks, a Business Owners Policy (BOP) may be the best policy for you and your business giving you the basic property and liability coverage that you need. But if you have a larger company that might face specialized risks, you maybe want to consider purchasing a Commercial Package Policy […]

  3. Xchange Leasing and Rideshare Insurance

    by esechrest

    What is Xchange Leasing? Xchange leasing is a leasing option administered by Uber. It offers different leasing options that other leasing companies do. Xchange drivers, who participate for at least 30 days, are able to return their car with only two weeks notice and limited costs. it also allows for unlimited mileage and the option […]

  4. 8 Questions To Ask Before Buying California Auto Insurance

    by esechrest

    Category: Auto InsuranceBlog

    Tags:

    When looking into purchasing California auto insurance, it is important to make sure the coverage you choose reflects your needs, priorities and your budget. You will want to work with your local agent to determine how you use your car, what risks you face and what option you want from your insurance company. The following are […]

  5. Having A Baby? California Life Insurance Needs To Keep Up With Your Life

    by esechrest

    Category: BlogLife and Health Insurance

    Tags:

    Being 7 1/2 months pregnant has me thinking what big changes are heading my way. Thinking about how my boy will be here soon has me thinking about all the exciting adventures to come my way as a new mother, but also forces me to think about the not so happy things that are a […]

  6. 5 Reasons Why You Need California Earthquake Insurance

    by esechrest

    Just 6 days ago, a magnitude 4.2 earthquake was among a series of smaller tremblers that stuck the Ojai, California, area. Luckily, there were no major reports of damages or injuries as a result of the earthquake. The quakes definitely serve as a reminder to all of us that earthquake insurance is a must if […]

  7. How Your Auto Insurance Changes While Online With Uber or Lyft

    by esechrest

    What coverage is lost while online with Uber or Lyft?       When your purchase a rideshare insurance through Mercury insurance, you are basically getting a personal auto insurance policy with additional coverage for Transportation Networking (aka rideshare) usage. There is a surcharge for this additional coverage on your personal auto policy. When you […]

  8. Rideshare Insurance: Periods and Policies

    Rideshare “Periods” Before we talk about rideshare insurance policies, it is important to make sure all rideshare drivers fully understand the 3 different periods of rideshare insurance. Period 1 – this means your rideshare app is on and you are waiting for a “fare” to request your services Period 2 – this is when your […]

  9. Do I Really Need Rideshare Insurance In The Bay Area: Part 1

    by esechrest

    Do I Really Need Rideshare Insurance In The Bay Area? This is a question every driver needs to answer for themselves. But before you make this decision, it is important for you to be well informed and understand the additional risks they are taking by not having rideshare insurance in the bay area. Getting dropped […]

  10. Bay Area Rideshare Insurance: What To Do After An Accident While Driving For Uber or Lyft

    by esechrest

    Unfortunately, accidents do happen. And if you are a driver for Uber, Lyft or any other rideshare company then you are spending more time on the road, which means more chance an accident can occur. If you are involved in an accident while driving for your rideshare company, you will want to be prepared. Understanding […]