California Home Insurance
Proudly providing Ventura California Home Insurance for all of the greater Palmdale, Oxnard, Camarillo, and Lancaster areas
Purchasing homeowner’s insurance can get confusing, and at John E. Peakes Insurance Agency, Inc. we understand this. Although you are not legally required to purchase home insurance as you are with Ventura auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret! John E. Peakes Insurance Agency, Inc. is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
CA Homeownerss coverage doesn’t have to be difficult to understand. Typically, a basic California homeowner’s insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- CA Flood Insurance policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your home insurance policy should reflect that. The agents at John E. Peakes Insurance Agency, Inc. will create a CA homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!
John E. Peakes Insurance Agency, Inc., a Ventura insurance agency has been proudly providing Ventura California Home Insurance quotes and policies to our clients throughout the greater Palmdale, Oxnard, Camarillo, and Lancaster areas, for over 40 years.

