10 Smart Tips for Buying Life Insurance

If you have dependents, you should carry a life insurance policy to replace your income in the event of your untimely death. While life insurance is important, only 57% of Americans had it in 2020, as reported by Statista. Here are 10 tips for buying life insurance. 1. Find out Whether You Need Life Insurance Read More

Can Mold Infestation Be Covered by Home Insurance?

A standard homeowners policy or condo owner insurance covers the house, related structures, personal property, yard, and liability. A common problem that can cause issues for homes is mold. Here is a look at how home insurance deals with mold coverage. When Is Mold Covered by Your Insurance? Your condo, homeowners or renters insurance policy Read More

How You Can Save on Your Car Insurance in Lancaster, CA

Just because you need to carry auto insurance in Lancaster, California, doesn’t mean that you want to pay more for this coverage than you need to.  Fortunately, there are things that you can do to save on your car insurance policy.  Try out these money-saving tips for your car insurance coverage. • Ask About Discounts</H3 While it Read More

What to Consider When Buying Earthquake Insurance in Lancaster, California

An earthquake is devasting, especially in states that are prone to having them. Sadly, earthquake insurance is not easy to come by. If you are shopping for coverage, begin with your current homeowners or renters’ insurance company. Most insurance companies do not pay for damages as a result of earthquakes. Many standard homeowners policies don’t Read More

Homeowners Insurance Policy: What is Other Structures Coverage?

One of the few peculiarities or needs associated with homeowners insurance is the coverage of other structures. Other structures coverage is the part of a homeowners insurance policy that helps to pay for repairs or to replace structures other than your home if they are damaged by a covered risk. What Is Included in Other Read More

6 Ways to Boost Morale While Working from Home

While remote working is nothing new, the number of employees working from home with the help of virtual technology has soared during the pandemic. The trend is likely to continue post-COVID-19, considering the potential benefits of having a remote workforce, such as enhanced productivity. However, remote working has its own set of challenges, including anxiety Read More

Car Insurance and COVID-19: How You’re Impacted as a Policyholder

If you’re a driver, it helps to track the significant changes affecting your car insurance during COVID-19 movement restrictions and business shutdowns. After all, you still need auto insurance protection even if you’ve been driving less during the pandemic. The outbreak caused a 40% to 60% drop in total miles driven across various states, according Read More

Why Should Your Business Be Cyber Resilient in a COVID-19 World?

According to a recent report, the FBI’s Cyber Division cautioned that the number of cybersecurity complaints it received daily increased to about 4000 in the COVID-19 world from 1000 before the pandemic. More businesses are conducting business remotely, which attracts cybercriminals who use advanced tactics to remotely breach information systems and steal personal data or Read More

Understanding the Value of Your Home

The valuation of your home influences your homeowners insurance policy, but how is that value determined? There are several ways to determine your home’s insured property value, including replacement cost, fair market value, assessed value, and actual cash value. Navigating these different measurements of value can leave you wondering which property valuation method is the Read More