Can Your Homeowners Insurance Cover Foundation Repair?

As a homeowner, learning that there is an issue with your home’s foundation can be very upsetting. Foundation problems can be fixed quickly and cheaply or require extensive and pricey repairs. The good news is that your home’s foundation is protected against specific hazards by home insurance. However, remember that some damage-causing factors, such as Read More

Everything You Must Know About Rental Car Insurance

When looking into rental automobiles, a car accident can be the last thing on your mind. However, the rental car representative will undoubtedly bring it up when you pick up your automobile. Do you understand which types of coverage to accept and which to reject? Before you go to the rental car counter, you must Read More

Can Your Homeowners Insurance Cover Slab Leaks

Does your home slab have a leak? However, does your homeowner’s insurance cover slab leaks? Modern homes are often built on a concrete slab. The plumbing pipes of a home are typically constructed below and upwards through the slab to the rooms such as your kitchen, laundry room, bathrooms, etc. However, your home’s slab leak Read More

Can My Car Insurance Cover Windshield Replacement?

Windshield replacement is among the top causes of car insurance claims. Everything from highway debris from vehicles and construction trucks to tiny pebbles can cause significant windshield damage to a speeding car. Typically, repairing or replacing a broken windshield costs about $400 for standard vehicles and up to $1,500 for luxury ones. However, does car Read More

Will My Homeowners Insurance Cover Cash in My Home?

Having your home broken into can be a frightening experience. In such a case, you would expect your homeowners’ insurance to kick in and cover the items that are missing. Most of your material things will more than likely be covered. However, you may not be so lucky if you have cash in your home Read More

Does Auto Insurance Cover Any Personal Items Stolen from Your Car?

Your car is one of your most prized possessions. There’s also a good chance that you’ve customized your car by adding a few accessories. While you may view your car as a second home, there are a few things you must consider. The most important variable is your auto insurance policy. Auto insurance policies do not Read More

Does My Auto Insurance Cover Hit-and-Run Accidents?

When your car is struck by another vehicle but the offender drives away, is the damage covered by your auto insurance? There’s a chance it will be covered depending on the policy you’ve signed up for. That’s why you should be clear on what your auto insurance covers since not every standard auto insurance policy Read More

Home Insurance for Smoke and Ash Damage from a Wildfire: Know What Is Covered

Wildfires can cause smoke and soot to come in contact with your property, damaging its structure and contents. It can also create a smoky atmosphere and odor that are harmful to health. Nonetheless, your homeowners insurance may reimburse such losses, depending on your policy type. Are You Covered for Wildfire-Induced Damages? Most standard home insurance Read More

10 Things That Can Make You Pay Too Much for Auto Insurance

Paying too much for auto insurance can cut down your budget for other expenses. However, there are things you can control to reduce your monthly insurance cost. Here are common reasons why people overpay for auto insurance coverage. #1 You Live in a Rented Apartment Renters tend to pay up to 7 percent more in Read More