6 Ways to Boost Morale While Working from Home

While remote working is nothing new, the number of employees working from home with the help of virtual technology has soared during the pandemic. The trend is likely to continue post-COVID-19, considering the potential benefits of having a remote workforce, such as enhanced productivity. However, remote working has its own set of challenges, including anxiety Read More

Car Insurance and COVID-19: How You’re Impacted as a Policyholder

If you’re a driver, it helps to track the significant changes affecting your car insurance during COVID-19 movement restrictions and business shutdowns. After all, you still need auto insurance protection even if you’ve been driving less during the pandemic. The outbreak caused a 40% to 60% drop in total miles driven across various states, according Read More

Why Should Your Business Be Cyber Resilient in a COVID-19 World?

According to a recent report, the FBI’s Cyber Division cautioned that the number of cybersecurity complaints it received daily increased to about 4000 in the COVID-19 world from 1000 before the pandemic. More businesses are conducting business remotely, which attracts cybercriminals who use advanced tactics to remotely breach information systems and steal personal data or Read More

Understanding the Value of Your Home

The valuation of your home influences your homeowners insurance policy, but how is that value determined? There are several ways to determine your home’s insured property value, including replacement cost, fair market value, assessed value, and actual cash value. Navigating these different measurements of value can leave you wondering which property valuation method is the Read More

6 Scenarios That May Warrant a Commercial Insurance Review

Your business can undergo significant changes even after an insurance underwriter has assessed your risk and worked out a fair price for your coverage. However, if you don’t conduct a commercial insurance review from time to time, you may fail to spot new liabilities incurred due to changes in your business. Some occurrences or developments Read More

4 Essential Elements of a Whole Life Insurance Policy

According to a recent study, 55% of Americans have a life insurance policy. What happens if you die without the appropriate coverage, like the unprotected 45%? You might leave your family in serious financial trouble. Owning a whole life insurance policy is one of the most practical ways to protect your loved ones from such Read More

6 Unexpected Benefits of Having Renters Insurance

If you live in an apartment, rental home, or other rented space, you can’t afford to skip out on renters insurance. Though your landlord would still be accountable for the physical structure of your rental property, their obligations will never extend to the damages incurred by your personal belongings or accidental injuries caused to third Read More

Are Flooded Basements Covered by Homeowners Insurance?

Accounting for around 90% of all natural disasters that happen in the U.S., flooding is by far the most common type of natural disaster in the U.S., with about 20% of flooding occurring in low and moderate-risk areas, as reported by the National Flood Insurance Program (NFIP). For this reason, flooded basements are a common Read More

A Guide to Auto Insurance in Lancaster, CA

Car crashes are quite common in the state of California. The state recorded about 9 motor-vehicle deaths for every 100,000 residents in 2018, as reported by the Insurance Institute for Highway Safety (IIHS), placing California among the top five most dangerous states for motorists in the U.S. In terms of economic impact, car crashes cost Read More