When looking into rental automobiles, a car accident can be the last thing on your mind. However, the rental car representative will undoubtedly bring it up when you pick up your automobile. Do you understand which types of coverage to accept and which to reject?
Before you go to the rental car counter, you must do your homework and determine your insurance and credit card coverage. Otherwise, you can face severe issues if you get into a car accident while driving your rental.Â Here is all you need to know about rental car insurance.
You are protected by car insurance when renting a car directly from a company. You will be asked whether you want to add insurance to your rental car or whether you want to forego it when you rent a car.
Do I require rental car insurance coverage? It depends on the response. While you want to ensure you and your rental vehicle are protected, you also don't want to pay for extra coverage that could cause your rental to quadruple in cost.
Your rental vehicle within the United States will typically be covered if you have comprehensive and liability insurance on your car. In all, your auto insurance coverage will be sufficient for the rental if you are renting a car in the United States that is comparable in value to your vehicle.
Additionally, you should contact the credit card company for the card you'll be employing to rent a car. The credit card provider may offer supplemental coverage if your auto policy has any coverage gaps.
Most rental companies typically offer a condensed, dependable range of options for rental car insurance. Before going to the counter, familiarize yourself with the rental company's policy.
Before you enter the rental car counter, be aware of the coverage provided by your credit card and personal insurance. However, if you are hurt in a car accident and arenâ€™t at fault, you should have a skilled accident lawyer on your side.
If you are renting a car, you may want to insure it to avoid paying a hefty fine to the rental company in case of an accident.Â To learn more about rental car insurance, contact us today. Our agents at John E. Peakes Insurance Agency will help you find the best coverage for your rental car.