Can You Save on Your Ventura Car Insurance with a Dashcam?

Do dashcams lead to insurance discounts?

As a driver, you want to save on your auto insurance in Ventura, California, as much as possible.  This is why many drivers wonder if having a dashcam unlocks special discounts on their car coverage.  Here’s what you need to know about dashcams and your auto insurance.

  • Dashcams Do Not Lead to Insurance Discounts

Currently, there aren’t any major insurance companies that offer dashcam-related discounts.  However, because dashcam footage can help with the claim investigation process, experts suggest that insurance companies may start offering discounts as this technology becomes more popular with drivers.

  • Dashcams Can Still Help You Save

While you cannot access insurance discounts by having a dashcam, it doesn’t mean that this safety feature doesn’t help you save in other ways.  For instance, if you are unfairly ticketed, the footage from your dashcam can support your story and help you dispute the ticket.  Not only would that save you from having to pay the fine associated with the ticket, but it will also ensure that your insurance rates do not go up 15-20% following the ticket.

In other cases, a dashcam can show that you are not at fault for an accident.  This can ensure that you are not held responsible for expensive repairs, medical costs, and legal fees.  As with the speeding ticket example, this will also save you from having your insurance premiums increase following the crash.

Finally, dashcams can also help you recoup your money after your car has been vandalized or stolen.  This is because the footage captured by the camera can be used to identify and track down the criminals.  Once you know who is responsible for the damage, you can get money from them to repair or replace the damage.

This is what you need to know about dashcams and car insurance savings.  Do you have additional questions about your auto insurance in Ventura, California?  If so, then contact the experts at John E. Peakes Insurance Agency.  Our dedicated team is eager to assist you with all your car coverage needs today.

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