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Reasons why you can’t afford to skip out on renters insurance. If you are renting a home or an apartment, then you might think that you can get away with not having insurance. However, this isn’t the case. While it’s true that your landlord is responsible for insuring the physical structure of your rental property, that’s where their obligation ends.
Standard home insurance and coverage for internal damages. As a homeowner, you know that your insurance offers coverage for sudden, unexpected perils such as storms and theft. However, can your policy also protect against damages that occur inside your home? Here’s what you need to know about your home insurance and coverage for internal damages. Damage Caused by Water Your
Protecting your home from earthquakes. As a California homeowner, you know that your risk for earthquake damages are high. Unfortunately, your standard homeowners insurance in Lancaster, California, won’t offer coverage for any damages related to an earthquake. So how do you get the protection you need? This is where specialty earthquake insurance comes in; here’s what you need to know.
Ventura homeowners, watch out for these costly claim events. As a homeowner, you probably understand that filing a claim will result in your homeowners insurance in Ventura, California, becoming more expensive. However, what many homeowners do not know is that certain types of claims will actually cause their rates to increase more drastically than others. Here is a ranking of
Be on the lookout for these common holiday home perils. For most people, the holidays are all about celebrating and spending time with friends and family. Unfortunately, if you own a home, then it’s important to know that you face certain risks during this time of year. If you do not want your festivities to be ruined by an insurance
What you can do to reduce your home’s wildfire risk. If you own a home in California, then you know that wildfire damage is a very real threat. While having the right homeowners insurance in Lancaster, California, is one way to protect your home, there are other steps that you can take as well. Here’s how you can protect your
What to know about home inventories. Creating and updating your home inventory is an important part of being a responsible homeowner. In fact, when you secure homeowners insurance in Ventura, California, your agent will actually advise you to keep an inventory on hand. But why are home inventories so important, and how do you go about making one? Here’s what
Understanding the extent of your homeowners insurance coverage. While you may have comprehensive homeowners insurance in Lancaster, California, you may not know exactly what your policy covers. If this is true for you, then you are not alone. Homeowners all over the country admit some confusion when it comes to the extent of their insurance coverage. To help you understand
Secure your home with these unexpected ideas. Homeowners are responsible for protecting their homes and property from vandals and burglars. While investing in a good security system is an excellent way to safeguard your home, there are other, less conventional precautions that you can take as well. Secure your home with these unexpected ideas. 1) Keep Your Car Keys by