Understanding the Value of Your Home

The valuation of your home influences your homeowners insurance policy, but how is that value determined? There are several ways to determine your home’s insured property value, including replacement cost, fair market value, assessed value, and actual cash value. Navigating these different measurements of value can leave you wondering which property valuation method is the Read More

How to Find the Right Homeowners Insurance in Lancaster, CA

For a first-time homebuyer, the whole process of buying a home and obtaining homeowners insurance coverage can be incredibly overwhelming. Consequently, most first-time buyers tend to give little thought to the latter process. This is a big mistake because the median home cost in Lancaster, CA, is about $290,000, whereas the median home cost across Read More

The Insurance You Need When Working From Home in Lancaster, CA

More and more people are choosing to work from home. Whether they are an independent contractor with a home office or an employee who has taken up their employer’s offer to work remotely, people are enjoying the benefits of being at home and working at the same time. Working from home is both convenient and Read More

Should You Change Your Homeowners Insurance If You Are Renting Out Your House?

If you are renting out your house, homeowners insurance alone won’t help. While it covers your property, it doesn’t protect your tenants or their belongings. To make sure both your property and tenants are insured, certain adjustments should be made in your policy. Here’s what you need to consider before making any decision. Does My Homeowners Read More