You can prevent these common home insurance claims.
While you have comprehensive homeowners insurance in Ventura, California, the last thing that you want is to access your coverage for an easily preventable claim. Here are some of the steps that you can take to prevent common home insurance claim events.
- Roof Leak and Collapse
If your roof begins to leak or collapses completely, then this will be a pricey insurance claim. To prevent this claim event, you should keep up with basic roof maintenance, such a routine gutter cleaning and shingle replacement. You should also be sure to remove dead limbs and trim overgrown branches on the trees that overhang your home’s roof. This will prevent your trees from causing roof damage during a windy or stormy day.
- Water Heater Leaks
Water heater leaks result in countless insurance claims every year. To ensure that you do not need to file such a costly claim, you should have your water heater inspected and serviced by a professional on an annual basis. You should also inspect your water heater regularly for signs of leakage or corrosion. As water heaters have an average lifespan of about 8-12 years, you should consider replacing your unit when it’s nearing old age.
- Kitchen Fires
Most household fires break out in the kitchen. To avoid kitchen fires, you should make sure never to leave your oven or stove unattended while cooking. You should also install a smoke alarm in your kitchen, so you are immediately alerted if a fire breaks out. Finally, you should keep a fire extinguisher in your kitchen so you can quickly put out a cooking fire before it spreads.
Take these steps to avoid these common home insurance claim events. Do you have further questions about your homeowners insurance in Ventura, California? If so, then contact the experts at John E. Peakes Insurance Agency for assistance today.