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6 Unexpected Benefits of Having Renters Insurance

If you live in an apartment, rental home, or other rented space, you can’t afford to skip out on renters insurance. Though your landlord would still be accountable for the physical structure of your rental property, their obligations will never extend to the damages incurred by your personal belongings or accidental injuries caused to third Read More

Are Flooded Basements Covered by Homeowners Insurance?

Accounting for around 90% of all natural disasters that happen in the U.S., flooding is by far the most common type of natural disaster in the U.S., with about 20% of flooding occurring in low and moderate-risk areas, as reported by the National Flood Insurance Program (NFIP). For this reason, flooded basements are a common Read More

A Guide to Auto Insurance in Lancaster, CA

Car crashes are quite common in the state of California. The state recorded about 9 motor-vehicle deaths for every 100,000 residents in 2018, as reported by the Insurance Institute for Highway Safety (IIHS), placing California among the top five most dangerous states for motorists in the U.S. In terms of economic impact, car crashes cost Read More

4 Reasons Why You Should Buy Life Insurance As a Young Adult

If you are a young adult in your 20s, now is a good time to plan your financial future. In general, this entails creating a solid financial plan that will help you build an emergency fund and save for retirement. More importantly, it will help you pay off your debts, allowing you to create a Read More

How to Find the Right Homeowners Insurance in Lancaster, CA

For a first-time homebuyer, the whole process of buying a home and obtaining homeowners insurance coverage can be incredibly overwhelming. Consequently, most first-time buyers tend to give little thought to the latter process. This is a big mistake because the median home cost in Lancaster, CA, is about $290,000, whereas the median home cost across Read More

How You Can Cut the Cost of Your Home Insurance in Lancaster, CA

Home insurance protects you from financial loss and gives you the resources you need in case you lose your home to a fire or other catastrophic event. With the cost of home insurance steadily on the rise, many homeowners are constantly looking for ways to lower their premiums while still keeping their high-end coverage. There Read More

The Insurance You Need When Working From Home in Lancaster, CA

More and more people are choosing to work from home. Whether they are an independent contractor with a home office or an employee who has taken up their employer’s offer to work remotely, people are enjoying the benefits of being at home and working at the same time. Working from home is both convenient and Read More

5 Common Life Insurance Questions Pregnant Women Ask

Life insurancecoverage is important for pregnant women.  However, if this is the first time you are going to buy life insurance, you may have certain questions you would like to clarify. Here are some common questions that expecting moms may have about life insurance: 1. Which Is Better: Term Insurance or Permanent? For those who Read More

How Small Businesses Can Manage Email Security

Email security is essential for small business to protect their sensitive information and access to important files. If your company’s email is not secured and encrypted, hackers can use your valuable data, including financial statements, employees’ banking details, and more. To avoid these risks, make sure your company’s email is secured. Here are some email Read More