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Figuring out the Right Time to Review Your Auto Insurance Policy

Many people experience changes in their auto insurance needs over time. Perhaps there have been changes in your life that have caused you to assess your coverage. Timing is important because you want to keep your coverage as up-to-date as possible. Reviewing your auto insurance coverage can be a time-consuming process. However, you must take Read More

7 Steps to Purchasing Term Life Insurance

Term life is an extremely valuable resource for individuals who need it. If you have a family or outstanding debts, it is a good idea to have a term life insurance policy in place. The right type of life insurance will pay off any debts you may have and help secure your family’s future. Without Read More

6 Reasons Why Your Home Insurance May Be Canceled in Ventura

Maintaining a home insurance policy is the only way you will be able to repair or rebuild your home without having to pay out of pocket. There are reasons, however, that may cause your insurance provider to cancel your policy. Understanding what those reasons are will help you take appropriate action that will allow you Read More

Hospitality Insurance Coverage in CA: An Overview

Hotels deal with many more risks than the common business, which is why they need special coverage plans. Due to a large number of guests and employees that may occupy a lodging facility, it’s imperative to carry the right liability coverage. Here’s a look at what you need for sufficient hospitality insurance coverage. Common Risks Read More

The Importance of Regular Premium Audit for Business Insurance

When you purchase a tailor-made commercial insurance policy, the insurance company will typically calculate premiums as an estimate of the exposure base. More specifically, you will have to predict changes that may occur in your business aspects such as payroll, cash flow, liability exposure, and sales, from which a suitable premium amount will be determined. Read More

Will My Life Insurance Policy Have Any Tax Implication?

Getting life insurance for you and your family helps to secure your financial future to a reasonable degree. When assessing whether a specific plan makes sense to you before buying, you’ll need to consider more than just the coverage offered and premium rates. Understanding taxes on life insurance premiums is also a crucial step toward Read More

8 Types of Gym Insurance Policies to Protect Your Fitness Business

Gym insurance comprises multiple policies that cover fitness businesses against liabilities, property damage, and other forms of financial loss. Liabilities may arise from issues like injury lawsuits brought by clients and professional mistakes by your employees. As with any other business, your gym also needs protection against financial loss due to the theft or loss Read More

What to Expect If You Pass Away Right after Buying a Life Insurance Policy

According to the Insurance Information Institute (III), life insurance coverage is a policy in which the insurance company promises to pay death benefits to your beneficiaries after your death. In exchange, the insurer requires you to pay premiums throughout the term of the policy. Usually, a life insurance policy can take effect anywhere from 24 Read More

Does My Auto Insurance Policy Cover Scratch Repairs?

Auto insurance can pay to repair scratches to your car or another motorist’s, but how this works depends on multiple variables. For example, your insurer will consider your type of coverage and whether it covers the cause of the scratch. Also, your deductible will determine whether or not filing a claim for a scratch makes sense. Read More