Does My Auto Insurance Cover Hit-and-Run Accidents?

When your car is struck by another vehicle but the offender drives away, is the damage covered by your auto insurance? There’s a chance it will be covered depending on the policy you’ve signed up for. That’s why you should be clear on what your auto insurance covers since not every standard auto insurance policy Read More

10 Things That Can Make You Pay Too Much for Auto Insurance

Paying too much for auto insurance can cut down your budget for other expenses. However, there are things you can control to reduce your monthly insurance cost. Here are common reasons why people overpay for auto insurance coverage. #1 You Live in a Rented Apartment Renters tend to pay up to 7 percent more in Read More

11 Tips for Lowering Auto Insurance Costs in Lancaster, CA

Auto insurance is a type of insurance policy that needs to be carried by all drivers regardless of the state they live in. It acts as your financial safety net in case you’re ever involved in an accident. However, the cost of auto insurance will vary for different insurers, depending on multiple factors. Here are Read More

Common Scenarios When You Should Avoid Filing an Auto Insurance Claim

Operating a vehicle comes with a lot of risks. Accidents are bound to happen. If you have auto insurance, you can rely on your policy to cover any damage to your vehicle. However, there are some cases when filing a claim is not the ideal solution. Recent data regarding the auto insurance industry shows that Read More

Figuring out the Right Time to Review Your Auto Insurance Policy

Many people experience changes in their auto insurance needs over time. Perhaps there have been changes in your life that have caused you to assess your coverage. Timing is important because you want to keep your coverage as up-to-date as possible. Reviewing your auto insurance coverage can be a time-consuming process. However, you must take Read More

Does My Auto Insurance Policy Cover Scratch Repairs?

Auto insurance can pay to repair scratches to your car or another motorist’s, but how this works depends on multiple variables. For example, your insurer will consider your type of coverage and whether it covers the cause of the scratch. Also, your deductible will determine whether or not filing a claim for a scratch makes sense. Read More

Car Insurance and COVID-19: How You’re Impacted as a Policyholder

If you’re a driver, it helps to track the significant changes affecting your car insurance during COVID-19 movement restrictions and business shutdowns. After all, you still need auto insurance protection even if you’ve been driving less during the pandemic. The outbreak caused a 40% to 60% drop in total miles driven across various states, according Read More

A Guide to Auto Insurance in Lancaster, CA

Car crashes are quite common in the state of California. The state recorded about 9 motor-vehicle deaths for every 100,000 residents in 2018, as reported by the Insurance Institute for Highway Safety (IIHS), placing California among the top five most dangerous states for motorists in the U.S. In terms of economic impact, car crashes cost Read More

How Many Yearly Car Insurance Claims Can You File in Lancaster, CA?

Car insurance claims can help you during an accident because the insurance agency covers the damages to your vehicle. You may be involved in several incidents that make you file multiple car insurance claims in a year. However, do you know how many car insurance claims you can file in a year? Let’s find out. Read More