Every state requires employers who hire employees to carry workers’ compensation insurance. This coverage pays employees for both medical bills and a percentage of income lost due to their inability to work. It’s a proven useful method for helping employees recover and get back to work faster. Situations Covered by Workers’ Comp Workers’ comp is Read More
Every business owner in Lancaster should be aware of why general liability insurance matters. It’s the core policy of every business insurance coverage that protects your business against a wide range of lawsuits. It covers legal costs for bodily injuries, property damage, and various business disputes. Nonetheless, there are certain items that are not covered Read More
When you purchase a tailor-made commercial insurance policy, the insurance company will typically calculate premiums as an estimate of the exposure base. More specifically, you will have to predict changes that may occur in your business aspects such as payroll, cash flow, liability exposure, and sales, from which a suitable premium amount will be determined. Read More
According to a recent report, the FBI’s Cyber Division cautioned that the number of cybersecurity complaints it received daily increased to about 4000 in the COVID-19 world from 1000 before the pandemic. More businesses are conducting business remotely, which attracts cybercriminals who use advanced tactics to remotely breach information systems and steal personal data or Read More
Email security is essential for small business to protect their sensitive information and access to important files. If your company’s email is not secured and encrypted, hackers can use your valuable data, including financial statements, employees’ banking details, and more. To avoid these risks, make sure your company’s email is secured. Here are some email Read More
Reviews can influence which websites or businesses show up on search engines when people search for businesses like yours. Most small businesses rely on reviews to boost their search engine rankings, promote their website, and reach out to their customers. Here are a few tips to get more reviews for your small business: 1. Accept Read More
Every business owner knows that buying insurance is essential for safeguarding your company. However, if you think there is a possibility that your coverage amount may not be sufficient to cover your losses, consider signing up for umbrella insurance for complete protection. How Does Umbrella Insurance Work? In certain situations, your existing policy may not Read More
Nurturing a business requires a lot of patience, hard work, and love. Natural disasters, fires, or accidents can hurt your business and lead to significant financial losses. In such cases, getting a fair claim payout is important to cover your costs. Avoid these 4 common insurance claim mistakes that small business owners make to get Read More
Choosing the right insurance for your hardware store is crucial, as it is the best way to protect your investment. As hardware stores contain several tools and supplies that can harm both employees and customers, it is vital to have the perfect coverage in place. Here are some hardware store insurance policies to consider: Property Insurance Read More