6 Reasons Why Your Home Insurance May Be Canceled in Ventura

Maintaining a home insurance policy is the only way you will be able to repair or rebuild your home without having to pay out of pocket. There are reasons, however, that may cause your insurance provider to cancel your policy. Understanding what those reasons are will help you take appropriate action that will allow you Read More

What You Need to Know About Wildfires and Insurance Coverage

According to a recent article published in the New York Times, wildfires in the U.S. have grown larger and more destructive over the years.  For instance, in 2020 alone there were over 58,000 fires, more than 40% of which occurred in California per the National Interagency Fire Center (NIFC). Apart from killing at least 30 Read More

Homeowners Insurance Policy: What is Other Structures Coverage?

One of the few peculiarities or needs associated with homeowners insurance is the coverage of other structures. This article will provide what you need to know about addons or extensions, like other structures, on homeowners insurance. Other structures coverage is the part of a homeowners insurance policy that helps to pay for repairs or to Read More

Understanding the Value of Your Home

The valuation of your home influences your homeowners’ insurance policy, but how is that value determined? There are several ways to determine your home’s insured property value, including replacement cost, fair market value, assessed value, and actual cash value. Navigating these different measurements of value can leave you wondering which property valuation method is the Read More

How to Find the Right Homeowners Insurance in Lancaster, CA

For a first-time homebuyer, the whole process of buying a home and obtaining homeowners insurance coverage can be incredibly overwhelming. Consequently, most first-time buyers tend to give little thought to the latter process. This is a big mistake because the median home cost in Lancaster, CA, is about $290,000, whereas the median home cost across Read More

The Insurance You Need When Working From Home in Lancaster, CA

More and more people are choosing to work from home. Whether they are an independent contractor with a home office or an employee who has taken up their employer’s offer to work remotely, people are enjoying the benefits of being at home and working at the same time. Working from home is both convenient and Read More

Should You Change Your Homeowners Insurance If You Are Renting Out Your House?

If you are renting out your house, homeowners insurance alone won’t help. While it covers your property, it doesn’t protect your tenants or their belongings. To make sure both your property and tenants are insured, certain adjustments should be made in your policy. Here’s what you need to consider before making any decision. Does My Homeowners Read More