Can Your Homeowners Insurance Cover Foundation Repair?

As a homeowner, learning that there is an issue with your home’s foundation can be very upsetting. Foundation problems can be fixed quickly and cheaply or require extensive and pricey repairs. The good news is that your home’s foundation is protected against specific hazards by home insurance. However, remember that some damage-causing factors, such as Read More

Can Your Homeowners Insurance Cover Slab Leaks

Does your home slab have a leak? However, does your homeowner’s insurance cover slab leaks? Modern homes are often built on a concrete slab. The plumbing pipes of a home are typically constructed below and upwards through the slab to the rooms such as your kitchen, laundry room, bathrooms, etc. However, your home’s slab leak Read More

Will My Homeowners Insurance Cover Cash in My Home?

Having your home broken into can be a frightening experience. In such a case, you would expect your homeowners’ insurance to kick in and cover the items that are missing. Most of your material things will more than likely be covered. However, you may not be so lucky if you have cash in your home Read More

Home Insurance for Smoke and Ash Damage from a Wildfire: Know What Is Covered

Wildfires can cause smoke and soot to come in contact with your property, damaging its structure and contents. It can also create a smoky atmosphere and odor that are harmful to health. Nonetheless, your homeowners insurance may reimburse such losses, depending on your policy type. Are You Covered for Wildfire-Induced Damages? Most standard home insurance Read More

Essential Steps to Take While Changing Your Homeowners Insurance

Sometimes homeowners need to switch their home insurance policy or provider, such as when they are moving, trying to save money, or get better coverage. Each homeowner has their own reasons for getting certain types of insurance, depending on how many occupants live in their home and several other factors. When Can You Switch Your Read More

9 Items That Are Not Covered by Homeowners Insurance in Lancaster, CA

When you buy a home, you need to ensure your real estate asset is protected by homeowners insurance. Without the basic coverage, you might have to pay twice out of your pocket for the same house, if it ever gets destroyed by a disaster. Even though home insurance provides broad coverage for property damage and Read More

A Quick Guide to Home Insurance in Lancaster, CA

Like many other parts of California, Lancaster city is prone to natural disasters such as earthquakes, wildfires, flash floods, and storms, among others. Homeowners in this region also face perils such as water damage, theft, and vandalism. Without the right home insurance coverage, these hazards and disasters can wreak havoc on your property as well Read More

6 Reasons Why Your Home Insurance May Be Canceled in Ventura

Maintaining a home insurance policy is the only way you will be able to repair or rebuild your home without having to pay out of pocket. There are reasons, however, that may cause your insurance provider to cancel your policy. Understanding what those reasons are will help you take appropriate action that will allow you Read More

What You Need to Know About Wildfires and Insurance Coverage

According to a recent article published in the New York Times, wildfires in the U.S. have grown larger and more destructive over the years.  For instance, in 2020 alone there were over 58,000 fires, more than 40% of which occurred in California per the National Interagency Fire Center (NIFC). Apart from killing at least 30 Read More