Understanding the Value of Your Home

The valuation of your home influences your homeowners’ insurance policy, but how is that value determined? There are several ways to determine your home’s insured property value, including replacement cost, fair market value, assessed value, and actual cash value. Navigating these different measurements of value can leave you wondering which property valuation method is the Read More

How to Find the Right Homeowners Insurance in Lancaster, CA

For a first-time homebuyer, the whole process of buying a home and obtaining homeowners insurance coverage can be incredibly overwhelming. Consequently, most first-time buyers tend to give little thought to the latter process. This is a big mistake because the median home cost in Lancaster, CA, is about $290,000, whereas the median home cost across Read More

How You Can Cut the Cost of Your Home Insurance in Lancaster, CA

Home insurance protects you from financial loss and gives you the resources you need in case you lose your home to a fire or other catastrophic event. With the cost of home insurance steadily on the rise, many homeowners are constantly looking for ways to lower their premiums while still keeping their high-end coverage. There Read More

The Insurance You Need When Working From Home in Lancaster, CA

More and more people are choosing to work from home. Whether they are an independent contractor with a home office or an employee who has taken up their employer’s offer to work remotely, people are enjoying the benefits of being at home and working at the same time. Working from home is both convenient and Read More

Should You Change Your Homeowners Insurance If You Are Renting Out Your House?

If you are renting out your house, homeowners insurance alone won’t help. While it covers your property, it doesn’t protect your tenants or their belongings. To make sure both your property and tenants are insured, certain adjustments should be made in your policy. Here’s what you need to consider before making any decision. Does My Homeowners Read More

Protecting Your Ventura Home from Wildfire

Try out these suggestions to shield your home from wildfire. Homeowners in California know that the risk of a major wildfire is ever-constant.  This is why it’s so important to be prepared for this threat.  While having the right homeowners insurance in Ventura, California is a great way to secure fire protection, there are other Read More

Understanding California Apartment Insurance

Find out what apartment owners insurance in California can do for you. If you are a property manager, landlord, or apartment owner, then you have a lot of responsibility on your plate.  Not only do you need to worry about protecting your property from damage, but you also need to protect your employees and deal Read More