Home Insurance for Smoke and Ash Damage from a Wildfire: Know What Is Covered

Wildfires can cause smoke and soot to come in contact with your property, damaging its structure and contents. It can also create a smoky atmosphere and odor that are harmful to health. Nonetheless, your homeowners insurance may reimburse such losses, depending on your policy type. Are You Covered for Wildfire-Induced Damages? Most standard home insurance Read More

Essential Steps to Take While Changing Your Homeowners Insurance

Sometimes homeowners need to switch their home insurance policy or provider, such as when they are moving, trying to save money, or get better coverage. Each homeowner has their own reasons for getting certain types of insurance, depending on how many occupants live in their home and several other factors. When Can You Switch Your Read More

Should You Change Your Homeowners Insurance If You Are Renting Out Your House?

If you are renting out your house, homeowners insurance alone won’t help. While it covers your property, it doesn’t protect your tenants or their belongings. To make sure both your property and tenants are insured, certain adjustments should be made in your policy. Here’s what you need to consider before making any decision. Does My Homeowners Read More