Your home is your castle and keeping it stable on shaky ground is essential. Despite common belief, standard homeowners insurance policies do not provide earthquake protection. Similarly, many homeowners will not secure earthquake insurance because they wrongly assume that they are safe from earthquakes.
However, all residents in California can benefit from the security that an earthquake insurance policy provides. After all, California is no stranger to big quakes: In 2014, Napa experienced a 6.0, San Francisco shook in 2004, and Northridge suffered from a 6.7 in 1994. These areas were hit with millions – and billions – of dollars in property damage.