Protect your home, your personal belongings, and your loved ones with the right homeowners insurance in Lancaster, CA.
We at John E. Peakes Insurance Agency understand everything that your home means to you. Your home represents years of careful planning, saving, and dreaming. It is also where you put down roots, where you started a family, and where you celebrated countless of major life milestones. Because we understand everything that your home stands for, we want to do everything in our power to help you protect it. With our comprehensive homeowners insurance, you can rest easy knowing that the things that matter most are in safe hands. Here’s what homeowners coverage from John E. Peakes Insurance Agency can do for you.
Our Insurance Offerings
When you secure homeowners insurance coverage from us, you gain access to a number of essential coverages. For instance, a basic policy will offer the following:
Home Property Coverage– If your home sustains damages due to a covered peril, then your homeowners insurance will offer coverage to secure the necessary repairs.
Personal Property Coverage– If your personal possessions are damaged or stolen, then you will receive compensation to replace or repair the belongings up to your policy’s coverage limits.
Personal Liability Coverage– If you or a member of your household are held responsible for third-party injuries, damages, or other losses, then your insurance will offer coverage for the affected party’s medical treatment or repair costs. Additionally, should they sue, then your homeowners policy will offer coverage for your legal and settlement costs.
Additional Living Expenses Coverage– If your home sustains such serious damages that it becomes uninhabitable, then your insurance will offer compensation for your family’s temporary relocation.
In addition to these base coverages, our clients can also secure specialty coverages such as:
In addition to these standard auto coverages, we also offer overage for specialty vehicles such as:
- Condo Insurance
- Renters/Apartment Insurance
- Rental Property/Dwelling Fire Insurance
- Earthquake Insurance
- Flood Insurance
- Umbrella Insurance
- Vacant Home Insurance
- Mold Insurance