As mentioned in our previous blog about restaurant insurance, running a restaurant is challenging enough without having to worry about things like lawsuits, loss of income or property damage. Having the right restaurant insurance coverage can help reduce these worries and help you concentrate on your business and customers.
Restaurants, like most other businesses, are faced with many risks on a daily basis. A typical restaurant policy can includes coverages like:
- General Liability
- Workers Compensation Insurance
- Property Coverage
- Identity Theft Insurance
- Valuable Papers Coverage
- Loss of Income Insurance
A Business Owners Policy (BOP) for restaurant owners
A BOP can provide various coverages for restaurants, which include general liability insurance, property insurance, loss of income coverage and the list continues on. The previously mentioned General Liability Insurance is an important coverage for restaurant owners to have on their policy. This type of coverage protects against lawsuits and other financial liabilities that could come from accidents like a slip and fall, building damage, food related illness etc.
Our agents will help you find out if a BOP is the best plan for your business.
Worker’s Compensation Insurance
This type of commercial insurance coverage helps cover the medical expenses and portion of lost wages for an employee who becomes will or injured while on the job.
Commercial Auto Insurance For Your Restaurant
If you have a restaurant vehicle like a food truck, delivery food vehicle, catering food vehicle you will want to talk to your commercial agent about getting the right coverage to make sure it is protected.
Call one of our talented commercial insurance agents today at 800-800-5199 to find out the best type of coverage for your restaurant business.