How you can save on your auto coverage.

If one of your new year’s resolutions was to spend less money, then you may be looking for different ways to save on your auto insurance in Lancaster, California.  Fortunately, most insurance providers offer a variety of ways to save.  Here’s what you can do to spend less on your car insurance.

  • Bundle Your Policies

One easy way to save money on your car insurance is by bundling your auto policy with another form of personal insurance coverage, such as home or renters insurance.  To bundle your policies, they need to be under the same insurer.  So, consider switching your car insurance to the same carrier that manages your homeowners insurance policy, or vice versa.  Not only will bundling your personal insurance policies together unlock savings on both policies, but it will also make your insurance much easier to manage.

  • Pay Premiums in Full

Typically, auto insurance premiums are given in six-month terms.  While you have the option to pay your premiums in monthly installments, you may be able to save by paying your premium all at once.  Many car insurance carriers offer discounts to policyholders who agree to pay the whole six-month premium up-front.

  • Increase Your Deductible

Your deductible is the amount of money that you agree to pay towards insurance claims before your coverage kicks in.  The higher the deductible that you assume, the lower your premiums will be.  If you can afford to increase your deductible this year, then do it so you can save on your auto policy.

Here are some of the things that you can do to save on your auto insurance in Lancaster, California.  Do you have additional questions about your car insurance?  If so, then contact the experts at John E. Peakes Insurance Agency.  Our dedicated team is eager to assist you with all your car coverage needs today.

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