What You Need to Know About Wildfires and Insurance Coverage

According to a recent article published in the New York Times, wildfires in the U.S. have grown larger and more destructive over the years.  For instance, in 2020 alone there were over 58,000 fires, more than 40% of which occurred in California per the National Interagency Fire Center (NIFC). Apart from killing at least 30 Read More

Can Mold Infestation Be Covered by Home Insurance?

A standard homeowners policy or condo owner insurance covers the house, related structures, personal property, yard, and liability. A common problem that can cause issues for homes is mold. Here is a look at how home insurance deals with mold coverage. When Is Mold Covered by Your Insurance? Your condo, homeowners or renters insurance policy Read More

Understanding the Value of Your Home

The valuation of your home influences your homeowners insurance policy, but how is that value determined? There are several ways to determine your home’s insured property value, including replacement cost, fair market value, assessed value, and actual cash value. Navigating these different measurements of value can leave you wondering which property valuation method is the Read More

Should You Change Your Homeowners Insurance If You Are Renting Out Your House?

If you are renting out your house, homeowners insurance alone won’t help. While it covers your property, it doesn’t protect your tenants or their belongings. To make sure both your property and tenants are insured, certain adjustments should be made in your policy. Here’s what you need to consider before making any decision. Does My Homeowners Read More