What to do when changing auto insurance providers.
Whether you are moving out of state or want to score a better deal, there are many reasons why you might want to change your car insurance policy. While you have the option to cancel your auto insurance at any time, it’s important that you take certain steps first. Here’s what to do when changing auto insurance providers in Lancaster, California.
- Conduct Research Beforehand
It’s not advised to cancel your auto insurance policy before having a replacement ready to go. Rather than risking a coverage gap, it’s better to know which carrier you want to switch over to before sending your current insurer a cancelation notice. When shopping for a new auto insurance provider, make sure you secure several quotes so you can compare different carriers’ coverage options, coverage limits, deductibles, discounts, and so on.
- Start Your New Coverage Before Canceling Your Old Policy
Once you have found your new auto policy, it’s important that you sign off on this coverage before taking steps to cancel your old policy. While your coverage will overlap for a short period, taking this precaution will help you avoid any gaps in your car insurance. Because coverage gaps equate to higher auto insurance premiums, it’s actually more cost-effective to pay for double-coverage temporarily than risk a gap in your insurance record.
Here’s what to do when changing auto insurance providers in Lancaster, California. Are you looking for a better auto policy to rely on? If so, then contact the experts at John E. Peakes Insurance Agency. Our dedicated team is eager to get you the coverage that you need today.